Everything You Need, All in One Place
Managing money across borders shouldn't feel like a maze. Whether it's your pension, your investments, or your tax bill, we connect you with British advisers who actually get the expat life.
Why These Services Work Together
Here's something most expats learn the hard way: your pension, investments, and tax situation aren't separate problems — they're one connected puzzle. Transfer your pension without thinking about tax? You could lose thousands. Pick investments without considering your residency status? You might face unexpected charges or miss out on relief you're entitled to.
That's exactly why we built FindExpatWealth as a single starting point. Instead of juggling three different advisers who don't talk to each other, we match you with specialists who understand how all the pieces fit together — from your UK pension options to your cross-border tax obligations.
Our Core Services
Each service is designed with UK expats in mind — because your financial life doesn't stop at the UK border.
Pension Planning & Transfers
Your UK pension doesn't vanish when you move abroad — but accessing it efficiently can get complicated. Whether you've got an old workplace pension sitting untouched, a defined benefit scheme you're unsure about, or you're looking at consolidating multiple pots, our matched advisers help you make sense of it all.
They'll walk you through options like SIPPs (Self-Invested Personal Pensions) that give you control over your investments, or help you understand whether a QROPS transfer makes sense for your situation. No jargon, no pressure — just honest guidance from someone who's helped hundreds of expats in your position.
Did you know?
Many UK expats have pension pots they've forgotten about from previous employers. A good adviser can trace and consolidate them, potentially saving you thousands in fees.
QROPS – Qualifying Recognised Overseas Pension Schemes
QROPS is one of those terms that gets thrown around a lot in expat circles, but it's not always the right move. In short, it's a way to transfer your UK pension into an overseas scheme recognised by HMRC. The appeal? Potential tax efficiencies, currency flexibility, and sometimes better inheritance planning.
But — and this is important — QROPS aren't suitable for everyone. The 25% overseas transfer charge introduced by HMRC applies unless you and the scheme are in the same country (or both within the EEA). Our advisers will give you an honest assessment of whether QROPS actually benefits you, or whether keeping your pension in a UK-based SIPP makes more sense. For an in-depth look, see our complete QROPS guide. Also see our guides on UK pension abroad and retiring abroad from the UK.
Important
Always get independent advice before transferring to a QROPS. HMRC's 25% overseas transfer charge can wipe out any tax benefit if the scheme isn't in the right jurisdiction.
Investment Advice & Wealth Management
Investing as an expat isn't the same as investing back home. Your residency status changes what products are available to you, how gains are taxed, and even which platforms you can use. A lot of UK investment platforms simply won't accept non-resident clients.
Our network of advisers specialises in expat investment strategies — think offshore bonds, international portfolios, and tax-efficient structures designed for people living between jurisdictions. Whether you're growing wealth, protecting it, or planning to draw on it, they'll tailor a strategy to your specific country of residence and long-term goals.
Expat tip
Offshore investment bonds let you defer tax on growth — particularly useful if you plan to return to the UK or move to a lower-tax jurisdiction later.
Tax Planning & Optimisation
This is where things get really tricky — and where good advice can save you the most money. As a UK expat, you're potentially navigating two tax systems simultaneously. Income tax, capital gains, inheritance tax — each one has different rules depending on whether you're a UK resident, non-resident, or somewhere in between.
Our matched advisers help you make the most of Double Taxation Agreements (DTAs), structure your income to minimise liabilities, and plan for events like selling UK property from abroad or receiving an inheritance. They'll also keep you on the right side of HMRC's Statutory Residence Test — because getting your residency status wrong can be a very expensive mistake.
Worth knowing
The UK has Double Taxation Agreements with over 130 countries. A specialist adviser ensures you claim every relief you're entitled to — and don't pay tax twice on the same income.
Free Adviser Matching — The Bit That Ties It All Together
Here's the thing: none of the services above matter if you can't find the right person to deliver them. And that's the core problem we solve. Finding a qualified British financial adviser who works with non-residents, understands your country of residence, and specialises in the areas you actually need? That used to take weeks of research and cold calls.
With FindExpatWealth, you complete a short matching quiz, and we pair you with a vetted adviser within 24 hours. Your initial consultation is completely free, with no obligation. We're not financial advisers ourselves — we're matchmakers, and we take that role seriously.
Vetted Professionals
Every adviser in our network meets strict criteria for qualifications, experience, and track record with expat clients.
British Expertise
All advisers are British citizens with deep knowledge of UK pension systems, HMRC regulations, and cross-border planning.
Global Coverage
Whether you're in Dubai, Sydney, Singapore, or rural France, we have advisers experienced with your specific jurisdiction.
How It Works — In Three Simple Steps
Tell Us About You
Take our quick quiz — it covers things like where you live, what services you need (pensions, investments, tax, or all three), and what stage of life you're at. Takes about two minutes.
We Match You
Based on your answers, we identify the best-fit adviser from our vetted network. We consider their specialisms, jurisdictional experience, and communication style. You'll hear from us within 24 hours.
Free Consultation
Your matched adviser contacts you for a no-obligation initial chat. You discuss your situation, get their honest take, and decide if you'd like to work together. No fees from us, ever.
Frequently Asked Questions
Common questions about how FindExpatWealth works and how we connect UK expats with regulated financial advisers.
Transparency First
FindExpatWealth.com is not a financial adviser. We are a referral platform that connects UK expats with independent, qualified British advisers. We don't provide financial advice, sell products, or take commissions from your investments. Every adviser you're matched with operates independently and is responsible for their own regulatory compliance.
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